How to Get Money in Nigeria (2025 Ultimate Guide)

Struggling to make money in Nigeria? You’re not alone.

With rising unemployment and economic challenges, many people are looking for legit ways to get money fast.

Good news? There are real opportunities—if you know where to look.

In this guide, I’ll show you proven ways to get money in Nigeria, whether you want quick cash or a stable income.

Let’s dive in.

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1. Start a Profitable Side Hustle

If your salary isn’t enough (or you don’t have one), a side hustle is your best bet.

Profitable Side Hustles in Nigeria:

• Freelancing – Offer writing, design, or tech skills.
• Mini Importation – Buy cheap goods and sell for profit.
• Affiliate Marketing – Promote products and earn commissions.
• Print-on-Demand – Sell custom T-shirts and mugs online.
• Car Rental or Ride-Hailing – Use Uber or Bolt to make extra cash.

Pro Tip: Pick a hustle that aligns with your skills and start immediately.

2. Make Money Online in Nigeria

Want to earn from your phone or laptop? The internet has countless money-making opportunities.

Top Ways to Earn Online in Nigeria:

• Start a Blog – Blogging is one of the popular method people are using and making thousands of naira dollar.  Another good thing is that it’s have different methods to earn with it. For example,  ads and sponsorships, affiliate marketing, selling course and so much more.
• YouTube Channel – YouTube is not all abiut watching entertainment, tutorial and others things available. You can open YouTube and Earn from AdSense and brand deals.
• Sell Digital Products – E-books, courses, templates, etc.
• Crypto Trading – Buy, sell, or stake cryptocurrency.
• Remote Jobs – Work for foreign companies and earn in dollars.

Pro Tip: Focus on scalable online businesses like blogging or YouTube for long-term income.

You can learn How Bloggers Make Money in Nigeria

3. Get Quick Money with Freelancing

If you need cash fast, freelancing is one of the best options.

In-Demand Freelance Skills in Nigeria:

• Graphic Design – Logos, flyers, social media posts.
• Content Writing – Blogs, SEO articles, copywriting.
• Web Development – Create websites for businesses.
• Video Editing – Edit videos for YouTubers & influencers.
• Virtual Assistance – Manage emails, calls, and admin tasks.

Where to Find Freelance Jobs:

• Upwork – High-paying clients.
• Fiverr – Sell services globally.
• PeoplePerHour – Great for beginners.
• Toptal – For premium freelancers.

Pro Tip: Start on Fiverr with low prices to build reviews, then increase rates.

4. Start a Business in Nigeria

Nigeria is full of business opportunities—if you have the right idea.

Profitable Businesses to Start:

• Food Business – Fast food, small chops, catering.
• POS Business – Withdrawals and deposits with a small shop.
• E-commerce – Sell products online via Jumia, Konga, or Instagram.
• Real Estate – Rent or sell properties for commission.
• Recharge Card & Data Reselling – People buy data daily!

Pro Tip: Start small and reinvest your profits as you grow.

5. Get Money Through Investments

Want your money to work for you? Investing is the way.

Best Investments in Nigeria (2025):

1. Stocks & Shares – Invest in Nigerian or foreign companies.
2. Mutual Funds – Low-risk option for beginners.
3. Agriculture Investment – Invest in farms and get returns.
4. Real Estate – Buy land or rent out property.
5. Fixed Deposits – Save money and earn interest.

Pro Tip: Don’t fall for Ponzi schemes—only invest in legit platforms.

6. Make Quick Money in Nigeria (Legal Ways)

Need urgent cash? Here’s how to get it fast.

Ways to Get Quick Cash:

• Sell Old Items – Phones, laptops, gadgets on Jiji or Facebook.
• Odd Jobs – House cleaning, laundry, painting, or car wash.
• Rent Out Items – Cameras, generators, or event decorations.
• Do Surveys & Microtasks – Get paid for simple online tasks.
• Take a Short-Term Loan – Use legit loan apps (but avoid high-interest rates).

Pro Tip: Sell things you no longer need instead of borrowing money.

7. Use Social Media to Make Money

Social media is a goldmine for making money in Nigeria.

How to Make Money on Social Media:

• Influencer Marketing – Get paid for brand promotions.
• Social Media Management – Handle accounts for businesses.
• Selling Products – Use Facebook, Instagram, and WhatsApp.
• YouTube & TikTok – Monetize videos with ads and sponsorships.
• Dropshipping – Sell online without keeping stock.

Pro Tip: Grow your audience by posting valuable content consistently.

8. Apply for Grants & Government Support

If you have a business idea, you can get free money from grants.

Top Business Grants in Nigeria:

• Tony Elumelu Foundation (TEF) Grant – ₦5 million for startups.
• Bank of Industry (BOI) Loans & Grants – For small businesses.
• YouWin Connect Nigeria – Government support for entrepreneurs.
• LSETF (Lagos State Employment Trust Fund) – Loans & grants for Lagos residents.

Pro Tip: Write a solid business plan to improve your chances of winning a grant.

9. Get a Remote Job & Earn in Dollars

Many Nigerians work remotely and get paid in USD.

Best Remote Jobs for Nigerians:

• Customer Support – Helpdesk & call center roles.
• Virtual Assistant – Email management, scheduling, admin work.
• Tech Jobs – Web development, data science, cybersecurity.
• Copywriting & SEO Writing – High-paying writing jobs.

Where to Find Remote Jobs:

• LinkedIn Jobs
• We Work Remotely
• FlexJobs
• Remotive.io

Pro Tip: Use a professional resume and cover letter to stand out.

10. Offer Local Services for Fast Money

Sometimes, the easiest way to get money fast is through physical services.

Simple Services That Pay Well:

• Laundry & Ironing – Many busy Nigerians need this.
• Car  Wash Business – Open in a busy area.
• House Cleaning – Charge per hour or per job.
• Event Decoration & Rentals – People pay well for event setups.
• Tailoring & Fashion Design – Make or repair clothes.

Pro Tip: Advertise your services on WhatsApp, Facebook, and flyers.

Final Thoughts: The Best Way to Get Money in Nigeria

Making money in Nigeria is possible—but you must take action.

Here’s a quick summary:

1. Start a Side Hustle – Freelancing, affiliate marketing, or mini importation.
2. Make Money Online – Blogging, YouTube, crypto, or remote jobs.
3. Start a Business – POS, food, fashion, or real estate.
4. Invest Wisely – Stocks, mutual funds, and real estate.
5. Get Quick Money – Sell old items, odd jobs, or small gigs.
6. Use Social Media – Become an influencer or sell products.
7. Apply for Grants – Free funding for your business.
8. Offer Local Services – Laundry, car wash, or event rentals.

The most important thing? Start today.

Now, it’s your turn…

Which of these money-making ideas will you try first? Let me know in the comments!